Protecting Your Home From Above and Below
Living in Ruskin, Florida means embracing the beauty of our lush landscapes, but it also means preparing for the Atlantic hurricane season each year. As a homeowner, you’ve likely secured your roof, installed hurricane shutters, stocked emergency supplies, and reviewed your evacuation plan. But have you considered one of the biggest threats to your property during a storm?
The towering trees that provide shade and beauty to your yard can quickly become dangerous projectiles during hurricane-force winds, threatening your roof, windows, garage, and even your personal safety. At TJay’s Tree Service, we’ve seen firsthand the devastating damage unprepared trees can cause to homes throughout Hillsborough County during severe weather events.
With the Atlantic hurricane season running from June through November, now is the critical time to assess and prepare your trees. This comprehensive guide will walk you through essential steps to protect your property, manage risk, and increase your home’s resilience before the storms arrive.
Why Tree Preparation Matters for Hurricane Resilience
The statistics tell a sobering story: according to insurance industry data, falling trees and limbs cause hundreds of millions of dollars in property damage during hurricane season in Florida each year. Many home insurance and property insurance policies have specific limitations regarding tree damage, making prevention even more critical.
But this isn’t just about property damage. It’s about:
- Your family’s safety: Falling trees can cause serious injuries during storms or tropical cyclones
- Your financial security: Insurance policies may not cover all damage if trees weren’t properly maintained
- Your community’s recovery: Downed trees block emergency vehicles, cause power outages, and delay restoration efforts
- Your landscape investment: Properly prepared trees have a better chance of surviving storms and maintaining property value
As TJ Stinson, owner of TJay’s Tree Service, explains: “Many homeowners don’t realize that proper tree care and maintenance isn’t just about aesthetics—it’s essential hurricane preparation. The work we do year-round helps ensure trees can withstand severe weather conditions or, if necessary, are removed before they become hazards to roofs, vehicles, and power lines.”
When to Start Hurricane Tree Preparation
The National Hurricane Center and National Weather Service recommend preparing well before the Atlantic hurricane season officially begins. Ideally, major tree work should be completed by early May, before the official start of hurricane season on June 1st.
However, if you’re reading this during hurricane season, don’t panic. There are still important steps you can take to mitigate risk, even with limited time. The key is prioritizing the most dangerous situations first through proper risk assessment:
- Trees with visible disease or pest damage
- Trees leaning toward structures like your roof, garage, or power lines
- Trees with large dead branches over living spaces or driveways
- Species particularly vulnerable to wind (like laurel oaks, water oaks, and some non-native species)
- Trees with visible root problems, especially after periods of drought or excessive rain
Remember: Last-minute tree cutting during storm warnings can be dangerous and often impossible to schedule as emergency management agencies advise staying indoors and tree services become overwhelmed with emergency requests.
7 Essential Steps for Hurricane Tree Preparation
1. Professional Tree Assessment by a Certified Arborist
The foundation of hurricane preparation is a professional assessment of your property’s trees. Our certified arborists evaluate:
- Tree health: Identifying diseases, fungus, insect infestations, or decay that weaken trunk integrity
- Structural integrity: Assessing branch attachments, trunk condition, and root stability in the soil
- Risk factors: Evaluating proximity to structures (roof, garage, windows), power lines, and other landscape elements
- Species vulnerability: Recognizing which tree species are most prone to storm damage (oaks vs. sabal palmetto, for example)
- Soil health: Checking for proper drainage, compaction issues, and moisture levels that affect root strength
This assessment helps prioritize which trees need immediate attention and which can be preserved with proper care, fertilizer application, and maintenance.
2. Strategic Pruning and Thinning of the Canopy
Contrary to popular belief, over-pruning or “hurricane cutting” can actually make trees more vulnerable to wind damage. Instead, certified arborists use strategic pruning techniques to:
- Remove dead, diseased, or damaged branches that could become projectiles
- Thin the canopy to reduce wind resistance while maintaining the tree’s natural beauty
- Maintain the tree’s natural shape and balance to distribute wind stress
- Preserve the strong central leader in trees that naturally have one
- Properly clean and seal pruning wounds to prevent disease entry
Proper pruning helps trees withstand high winds by allowing air to flow through the canopy rather than against it like a sail. This thinning technique is particularly important for large shade trees near structures.
Remember, using proper tools like a well-maintained chainsaw and personal protective equipment is essential for safety. However, canopy work is best left to professionals with proper training and equipment, especially for large trees.
3. Removal of High-Risk Trees
Sometimes, the safest option is removing trees that pose significant risks. Consider removal when a tree:
- Is dead, dying, or has significant structural damage to the trunk
- Leans toward your home, garage, vehicle, driveway, or power lines
- Has been compromised by previous storms, lightning strikes, or construction
- Belongs to a species known for weak wood or shallow roots (like laurel oaks)
- Has limited space for a healthy root system near foundations or driveways
- Shows signs of internal decay that compromise structural integrity
- Has significant root damage from construction or utility installation
At TJay’s Tree Service, we specialize in safe, efficient tree removal, even in challenging locations near homes, garages, and power lines. Our team has the equipment and expertise to safely remove trees without damaging your roof, windows, or landscape.
4. Root System and Soil Health Maintenance
Healthy roots are your tree’s anchor during tropical cyclones and severe weather. Enhance root strength by:
- Avoiding soil compaction around the root zone from vehicles or heavy equipment
- Maintaining proper mulch (2-4 inches deep, not touching the trunk) to retain moisture
- Watering appropriately during drought periods to encourage deep root growth
- Avoiding damage from construction or landscaping activities
- Addressing girdling roots that can strangle the tree and reduce stability
- Using appropriate fertilizer based on soil testing results
- Managing drainage to prevent waterlogged soil during heavy rain
Remember that a tree’s root system typically extends well beyond its drip line, so protect this entire area when possible to maximize wind resistance during storms.
5. Young Tree Training and Support Systems
Young trees can be particularly vulnerable to high winds and require special attention. Help them develop storm-resistant structures by:
- Training to develop strong branch attachments with proper pruning
- Establishing a strong central leader when appropriate for the species
- Installing temporary bracing or staking for newly planted trees (removed once established)
- Using proper planting techniques that encourage deep root development
- Applying appropriate mulch to protect roots and retain soil moisture
- Providing adequate water during establishment, especially during drought
- Protecting trunks from lawn equipment damage and sunscald
Investing in proper young tree care creates a more storm-resistant landscape for years to come and enhances your property’s beauty and value.
6. Debris Management Plan
Before storm season, develop a plan for handling potential tree debris:
- Identify where you’ll store fallen branches and leaves temporarily
- Research Hillsborough County’s storm debris collection procedures
- Consider having a professional service on call for emergency cleanup
- Keep necessary tools accessible (gloves, tarps, etc.)
- Understand how to properly stack debris for municipal collection
- Know which materials require special disposal methods
- Consider composting smaller organic debris when appropriate
Having this management plan in place reduces stress when dealing with aftermath and helps prevent additional property damage from loose debris becoming projectiles in subsequent storms.
7. Emergency Response Preparation
Despite best efforts, trees may still cause damage during extreme weather events like hurricanes or tornadoes. Be prepared by:
- Keeping our emergency contact information readily available: (813) 309-0665
- Documenting your trees with photos before hurricane season (useful for insurance claims)
- Understanding your homeowner’s insurance coverage for tree damage
- Having a safe plan for addressing minor tree issues after a storm passes
- Knowing when to call professionals for dangerous situations involving power lines
- Including tree service contact information in your emergency management kit
- Understanding how Federal Emergency Management Agency (FEMA) assistance works for tree damage
Understanding Hillsborough County Tree Regulations
Navigating local regulations is an important part of responsible tree management. In Hillsborough County, many trees require permits before removal, even when preparing for hurricane season.
Permit Requirements and Policies
Most trees in Hillsborough County require permits before removal, with some exceptions. Trees that do NOT require permits include:
Earleaf Acacia, Woman’s Tongue, Monkey Puzzle, Norfolk Island Pine, Orchid Tree, Paper Mulberry, Australian Pine, Camphor Tree, Citrus Tree, Indian Rosewood, Ear Pod Tree, Eucalyptus Tree, Surinam Cherry, Silk Oak, Jacaranda Tree, Lead Tree, Mango Tree, Punk Tree, Chinaberry, Catclaw Mimosa, Avocado Tree, Cherry Laurel, Chinese Tallow, Brazilian Pepper, Queen Palm, and other exotic edible fruit trees like Guava, Lychee, and Starfruit.
For all other trees, especially native species like live oak that contribute to the natural beauty of our area, permits are typically required. However, there are emergency provisions for dangerous trees that pose imminent risk to structures.
Emergency Provisions
Hillsborough County does make allowances for trees that pose an immediate danger. If a certified arborist documents that a tree presents an imminent hazard to your roof, garage, or other structures, emergency removal may be permitted without waiting for the standard approval process.
TJay’s Tree Service has a certified arborist on staff who can help with this assessment and permit process for a competitive fee. Our arborist, trained in proper arboriculture practices and risk assessment, will:
- Conduct a thorough inspection of your trees and document their condition
- Prepare detailed documentation with photos and health assessments
- Submit necessary permit applications to the county on your behalf via email or in person
- Ensure compliance with all local regulations to protect you from potential fines
This service saves you time and potential penalties while ensuring all work is properly authorized according to county policy.
Post-Storm Tree Assessment and Management
After a hurricane, tropical cyclone, or severe thunderstorm passes, proper tree assessment is crucial. Even trees that appear undamaged may have suffered internal injuries that compromise their stability and health.
Warning Signs to Look For:
- Leaning trees: Especially those that weren’t leaning before the storm
- Exposed roots: Look for soil upheaval around the base of trees
- Split trunks or major branches: These structural failures often can’t be repaired
- Hanging limbs: These “widow makers” can fall without warning
- Power line contact: Never approach trees touching power lines
- Cracks in soil: May indicate root plate failure beneath the surface
- Bark damage: Large areas of missing bark can indicate structural stress
- Standing water: Saturated soil can continue to destabilize trees after storms
- New gaps in the canopy: May indicate broken branches lodged above
When to Call a Professional:
- For any tree that appears unstable or damaged after high winds
- Before removing fallen trees, especially if under tension
- If trees are near structures, vehicles, or power lines
- When assessing whether damaged trees can be saved
- For proper pruning of storm-damaged but salvageable trees
- If you notice unusual tree movement in normal winds after a storm
- When trees have been partially uprooted but remain standing
- If you need documentation for insurance claims
How TJay’s Tree Service Can Help
As a family-owned business serving Ruskin and surrounding areas of Central Florida since 2012, TJay’s Tree Service brings lifelong experience to hurricane tree preparation. Our comprehensive hurricane preparation services include:
Pre-Season Services:
- Professional tree assessments by our certified arborists
- Strategic pruning and canopy thinning to reduce wind resistance
- Removal of high-risk trees before they become hazards
- Permit assistance with our certified arborist
- Preventative maintenance plans tailored to your property
- Soil health evaluations to improve root strength
- Lightning protection systems for valuable specimen trees
Emergency Services:
- 24/7 emergency response during and after storms
- Hazardous tree removal with specialized equipment
- Crane services for large or difficult removals
- Comprehensive cleanup of all debris
- Documentation for insurance claims when needed
- Coordination with insurance adjusters when requested
- Priority service for existing maintenance customers
Why Choose TJay’s Tree Service:
TJ Stinson grew up in the tree service industry, learning from his father before establishing TJay’s Tree Service with his wife Sunni in 2012. This family legacy of expertise is evident in every job we complete.
We’re fully insured with $3 million in coverage for tree removal, trimming, and crane work, giving you peace of mind that your property is protected. Our team treats every customer like family, providing honest assessments and quality work that stands up to Florida’s challenging weather conditions.
Preparing Your Entire Property: Beyond Trees
While tree preparation is critical, comprehensive hurricane readiness involves addressing multiple aspects of your property:
Structural Considerations:
- Roof inspection: Check for loose shingles or tiles that could become projectiles
- Window protection: Install hurricane shutters or prepare plywood coverings
- Garage door reinforcement: Often a vulnerable point during high winds
- Secure outdoor items: Furniture, planters, and decorations can become dangerous in high winds
Emergency Supplies:
- Water supply: One gallon per person per day for at least three days
- Non-perishable food: Minimum three-day supply
- Medications: At least one-week supply of essential prescriptions
- First aid kit: Including bandages, antiseptics, and personal medications
- Battery-powered radio: For emergency information when power is out
- Flashlights and extra batteries: Avoid candles due to fire risk
- Personal protective equipment: Gloves, masks, and sturdy shoes
Documentation Preparation:
- Insurance policies: Home, flood, vehicle, and life insurance information
- Property inventory: Photos and lists of valuables (stored digitally and in waterproof container)
- Emergency contacts: Including insurance agents and tree service
- Evacuation plan: Routes, meeting locations, and shelter information
Special Considerations:
- Pet preparedness: Food, water, medications, and carriers
- Swimming pool preparation: Professional guidance for proper storm preparation
- Boat security: Following marina guidelines for storm preparation
- Renting considerations: Understanding landlord vs. tenant responsibilities
Remember that the National Flood Insurance Program has specific requirements regarding damage claims, so understanding your policy before a storm is essential.
Frequently Asked Questions
How much does hurricane tree preparation typically cost?
The cost varies significantly based on the number of trees, their size, condition, location, and the specific services needed. Factors include tree species, proximity to structures, and overall health. We provide free, no-obligation estimates tailored to your property’s specific needs.
How far in advance of hurricane season should I schedule tree work?
Ideally, major tree work should be completed by early May, before the June 1st start of hurricane season. However, proper tree care is a year-round process, and we can help assess and prioritize work at any time. The National Weather Service recommends completing preparations well before the Atlantic hurricane season begins.
Can you just trim the tops of my trees to make them safer?
No, “topping” trees actually makes them more dangerous by promoting weak, fast growth and decay. This practice creates wounds that allow disease and pest entry. Professional arborists use proper thinning techniques that maintain the tree’s natural structure while reducing wind resistance and preserving beauty.
Will my homeowner’s insurance cover tree removal before a storm?
Generally, insurance policies don’t cover preventative tree work, but they may cover damage caused by fallen trees during a storm. However, if you neglected obviously dangerous trees, your claim might be denied due to lack of maintenance. Review your specific policy details and consider that investing in preventative care is typically more economical than dealing with damage to your roof, garage, or vehicles.
What should I do if a tree falls on my house during a hurricane?
First, ensure everyone’s safety and evacuate if necessary. Contact emergency services if needed, then call your insurance company and a professional tree service like TJay’s for emergency removal. Document the damage with photos for your insurance claim. Never attempt to remove a tree from a structure yourself, as it may be supporting damaged structural elements.
Do you offer any special hurricane preparation packages?
Yes, we offer comprehensive hurricane preparation assessments and service packages tailored to your property. These include canopy thinning, hazard identification, and prioritized emergency response. Contact us at (813) 309-0665 to schedule your free consultation and receive information about our services via email.
How do I know if my trees need fertilizer to strengthen them for hurricane season?
Signs that trees may benefit from fertilization include yellowing leaves, reduced growth, thin canopy, or visible stress. Our certified arborists can assess soil health and tree nutrient needs, recommending appropriate fertilization only when necessary. Proper nutrition can improve root development and overall resilience to wind stress.
What tree species are most resistant to hurricane damage in Central Florida?
Generally, native species like sabal palmetto (cabbage palm), live oak (with proper maintenance), and bald cypress tend to have good wind resistance. However, even the most resilient species require proper care and maintenance. Our arborists can provide guidance on species selection for new plantings that balance beauty, shade benefits, and storm resilience.
Should I remove all large trees near my house before hurricane season?
Not necessarily. Healthy, well-maintained trees often withstand storms and provide valuable benefits including shade, energy savings, and property value enhancement. Our certified arborists can assess each tree individually, considering species, health, structure, and location to make appropriate recommendations that balance safety with preservation of beneficial trees.
Prepare Your Trees Before the Storms Arrive
Don’t wait until hurricane warnings are issued by the National Weather Service to think about your trees. Proper preparation takes time and professional assessment. At TJay’s Tree Service, we’re committed to helping Ruskin homeowners protect their properties through expert tree care and arboriculture practices.
Our family-owned business brings generations of experience to every job, ensuring your trees receive the best possible care. From strategic pruning to complete removal of hazardous trees, we provide the comprehensive services needed to prepare your property for hurricane season and maintain its beauty and value year-round.
Remember that proper tree maintenance isn’t just about storm preparation—it’s about preserving the health, beauty, and benefits of your landscape while managing risk. Trees enhance property values, provide cooling shade that reduces energy costs, and contribute to the character of our Central Florida communities.
Contact us today at (813) 309-0665 to schedule your free hurricane preparation assessment. Let us help you protect what matters most—your family, home, and peace of mind—before the storms arrive.
